A RISE installment loan from CCBank & FinWise for Indiana residents.
Thanks to a partnership between RISE, Capital Community Bank (CCB), and FinWise, it has never been easier or more convenient to secure installment loans in Indiana. With CCBank or FinWise as the direct lender, installment loans are available when you need fast cash for emergencies.
Within minutes, applicants will know whether they are approved for a personal loan our bank partners. Indiana residents who are approved can receive funds in their bank account as soon as the next business day.*
A RISE loan through our bank partners
RISE, CCBank, and FinWise are working together to offer online installment loans. We work with borrowers from all over the state of Indiana:
| Indianapolis | Fort Wayne | Evansville |
| Fishers | South Bend | Carmel |
| Bloomington | Hammond | Noblesville |
| Lafayette | Gary | Greenwood |
and many more...
From start to finish, you can apply and take out a loan without having to leave your home. Here's what the application process looks like:
Apply online: Complete the application, and our bank partners will automatically evaluate your information and may give you a decision in a matter of minutes.
Choose your loan amount: The rates and terms our bank partners offer can vary depending on your creditworthiness. However, it’s up to you to decide if you want to borrow the full amount offered or choose a smaller loan.
Use your loan: CCBank or FinWise will deposit your money directly into your checking account. You may be able to get the funds in your account by the next business day.*
If you’re approved for a loan, your rates and terms will fall within the following ranges:
- Borrow $500 to $5,000
- Pay an interest rate of 99% to 199%
What should you consider before taking out a loan?
Here are a few things to keep in mind as you compare lenders and loan options:
Timeliness: If you’re considering online versus brick-and-mortar lenders, ask about how long it may take to get approved for a loan and receive the funds. Online lenders may offer a quicker solution.
Loan amounts: Make sure the lender offers loans that are large enough to meet your needs. Also watch out for minimum loan requirements, or you may have to borrow more money than you need. In Indiana, the loans offered are $500 to $5,000.
Fees: Lenders may charge a variety of fees, including application, origination, and prepayment fees. Our bank partners don't charge any of these, and all payments are fully disclosed on your loan agreement.
Loan rates: Comparing loans’ APR’s could be more helpful than looking at their interest rates.
Lender benefits: Some lenders may offer additional tools and resources to borrowers. For example, CCBank & FinWise give you five business days to decide if you want to keep your loan. If you change your mind, you can return the loan principal without paying any fees. Risecredit.com also offers a variety of free financial education resources and tools.
CCBank & FinWise will report your payments to TransUnion and Experian. On-time payments could help you build a good credit history and may increase your credit scores. Payday loans rarely report your payments to a credit bureau.
Financial education at your fingertips.
We know you face important financial decisions every day and we are here to help! The Financial Education Center from CC Bank will equip you with the critical knowledge and skills you need to make the financial decisions that are best for you. Click here to learn more!